D. Tobing, R. and Zadrakh Dukuy, A. 2025. Legal Protection for Consumers of Information Technology-Based Joint Funding Services. Jurnal Ilmu Hukum Tambun Bungai. 10, 1 (Jul. 2025), 640-654. DOI:https://doi.org/10.61394/jihtb.v10i1.525.